The SSRS Opinion Panel Examines American Payment Habits and Trends

A new SSRS Opinion Panel poll finds that about half (46%) of U.S. adults carry cash always or most of the time on an average day when they leave home; 20% carry cash sometimes, while 34% rarely or never carry cash.

Older adults are significantly more likely than younger adults to carry cash always or most of the time. More than two-thirds (69%) of adults aged 65+ report that they always or most of the time carry cash, compared with only 34% of adults aged 18-29. Fully half (50%) of 18–29-year-olds and 46% of 30-49-year-olds rarely or never carry cash.

These findings are part of an SSRS Opinion Panel poll conducted September 9 – 23, 2024, among a nationally representative sample of 3,364 adults aged 18 and older.

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